SIP Step-Up Calculator with Growth Chart | Mutual Fund Investment Planner

SIP Step-Up Calculator with Growth Chart

Investment Growth Chart

Projection Details

Total Investment: ₹0

Estimated Returns: ₹0

Maturity Value: ₹0

Yearly Breakdown

Year Investment Step-Up Returns

Understanding SIP Step-Up Calculations

A Systematic Investment Plan (SIP) with annual step-up allows investors to increase their monthly investment amount systematically. This calculator helps visualize:

  • Compound growth with annual SIP increases
  • Year-by-year investment breakdown
  • Projected returns with market fluctuations
  • Visual representation of wealth growth

FAQ

Q: How is SIP step-up calculated?
A: Your monthly investment increases by the specified percentage annually. For 10% step-up on ₹5000 SIP: Year 1 = ₹5000/m, Year 2 = ₹5500/m, etc.

Q: What's the formula used?
A: We use monthly compounding: FV = P * [(1 + r)^n - 1] / r * (1 + r), where P=Monthly SIP, r=Monthly return rate